maib

Credit Refinance

Refinance fixed rate Online application

Annual rate

10.10–11.50%

fixed rate

APR

10.57–12.12%

total cost

Term

12–60 mo

≈ 5 years

Amount

5 000–400 000 MDL

How the rate works: 10,10% – salariu/pensie pe card maib sau istorie creditară pozitivă; 11,50% – clienți standard (Walk-in). Bank APR: DAE 10,57% la 50 000 MDL, 60 luni, rata 10,10%; DAE 12,12% la 50 000 MDL, 60 luni, rata 11,50%

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Amount

Term

Monthly payment

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Total interest

—

Indicative: 10.10% for the whole term, equal payments. The bank sets the exact payment.

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No collateral

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Early repayment allowed

Refinanțarea creditelor de consum de la alte bănci sau companii de microfinanțare, fără gaj și cu rată fixă. Peste 200 000 MDL este necesar un bun imobil în proprietate.

Source: www.maib.md · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.