Moldindconbank

Refinanțare credite (Nevoi personale)

Refinance fixed rate Online application

Annual rate

from 9.80%

fixed rate

APR

10.26%

total cost

Term

up to 60 mo

≈ 5 years

Amount

5 000–400 000 MDL

How the rate works: 9,80% fixă pentru refinanțarea fără gaj (până la 400 000 MDL); cu gaj (51 000–2 500 000 MDL) – 9,30% mixtă (fixă până la 31.12.2026, apoi flotantă). Bank APR: DAE 10,26% la 100 000 MDL, 60 luni, rata 9,80%

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Amount

Term

Monthly payment

—

Total interest

—

Indicative: 9.80% for the whole term, equal payments. The bank sets the exact payment.

✓

No collateral

✓

Early repayment allowed

compensație 0,5% din suma rambursată anticipat

Arrangement fee: 0% + 0 MDL

Monthly fee: 0%

Refinanțarea creditelor de la alte bănci sau organizații de creditare nebancară prin creditul Nevoi personale, la rată fixă preferențială.

Source: micb.md · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.