Compare Loans in Moldova

Find the best loan from banks, MFOs and leasing companies

100 000 MDL

Results (6)

#1
Bank

maib

credit de consum espresso

9% Annual rate
Monthly payment 3 180 MDL
Overpayment 14 479 MDL (14.5%)
#2
Bank

maib

credit online espresso

9% Annual rate
Monthly payment 3 180 MDL
Overpayment 14 479 MDL (14.5%)
#3
Bank

maib

credit de consum cu gaj

9.15% Annual rate
Monthly payment 3 187 MDL
Overpayment 14 731 MDL (14.7%)
MFO

Microinvest

Credit de consum

18% 36% Annual rate
Monthly payment 3 615 MDL
Overpayment 30 149 MDL (30.1%)
Credit de consum pentru persoane fizice.
MFO

Iute Credit

Credit de consum

24% 80% Annual rate
Monthly payment 3 923 MDL
Overpayment 41 238 MDL (41.2%)
Credit de consum pe termen mediu. Aprobare rapida online.
MFO

Easy Credit

Credit de nevoi personale

28.9% 29.9% Annual rate
Monthly payment 4 185 MDL
Overpayment 50 665 MDL (50.7%)
Credit de consum cu rate lunare. DAE ~56%. Comision administrare 0.67-0.90% lunar.

Side-by-side comparison

Guide: How to Choose a Loan

Types of loans

  • Consumer: General purpose loan, up to 400-600k MDL, term 1-5 years
  • Mortgage: Loan for property purchase, large amounts, term up to 30 years, lower rate
  • Auto: Car loan or leasing, down payment from 0-20%
  • Express: Quick microloan, small amounts, very high APR — only for emergencies

Useful tips

  • Compare APR (Annual Percentage Rate), not just the nominal rate
  • Check all fees: application, administration, early repayment
  • Fixed rate = predictability, floating rate = risk of increase
  • Quick loans (MFOs) have APR of 50-700% — avoid for long term

Regulation

Banks are regulated by NBM, and MFOs by NCFM (National Commission for Financial Markets).

CNPF.md
Information is for reference only. Rates and conditions may vary. Contact the financial institution for updated details.