maib

Credit ipotecar (MDL, rată flotantă)

Mortgage floating rate Online application

Annual rate

8.50–9.50%

floating rate

APR

10.39–11.49%

total cost

Term

6–360 mo

≈ 30 years

Amount

50 000–7 000 000 MDL

How the rate works: Indice BNM 5,66% + marja 5,30% / 4,70% / 4,30%; promo până la 31.12.2026 indicele redus la 4,20%: 9,50% standard, 8,90% istorie pozitivă/salariu maib, 8,50% pentru sume ≥1 700 000 MDL. Din 01.01.2027 – rata flotantă standard. Bank APR: DAE 10,39% la 1 700 000 MDL, 240 luni, rata 8,50%; DAE 11,49% la 800 000 MDL, 240 luni, rata 9,50%

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Amount

Term

Monthly payment

—

Total interest

—

Indicative: 8.50% for the whole term, equal payments. The bank sets the exact payment.

Collateral required

Ipoteca bunului imobil (peste 5 000 000 MDL – LTV max 70%)

Insurance required

✓

Early repayment allowed

comision de rambursare anticipată 0%

Monthly fee: 0%

Credit pentru procurarea, construcția sau modernizarea locuinței ori procurarea unui teren, cu finanțare de până la 100% din costul locuinței dacă se aduce gaj suplimentar.

Source: www.maib.md · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.