maib

Credit Espresso Extra

Consumer fixed rate

Annual rate

27.00–29.00%

fixed rate

APR

30.60–33.18%

total cost

Term

up to 60 mo

≈ 5 years

Amount

5 000–100 000 MDL

How the rate works: 29,00% – categoria II (venit confirmat indirect prin istoria creditară, max 60 000 MDL); 27,00% – categoriile III (remitențe/transferuri SWIFT/SEPA prin maib) și IV (max 100 000 MDL). Bank APR: DAE 30,60% la 50 000 MDL, 60 luni, rata 27%; DAE 33,18% la 40 000 MDL, 60 luni, rata 29%

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Amount

Term

Monthly payment

—

Total interest

—

Indicative: 27.00% for the whole term, equal payments. The bank sets the exact payment.

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No collateral

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Early repayment allowed

Credit de consum fără gaj pentru clienții fără venit salarial confirmat, care au istorie creditară pozitivă sau primesc transferuri din străinătate prin maib.

Source: www.maib.md · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.