VictoriabankVictoriabank

Overdraft la card salarial

Credit Line floating rate Online application
Annual rate
from 14.11%
floating rate
APR
15.05%
total cost
Term
up to 60 mo
≈ 5 years
Amount
3 000–200 000 MDL

How the rate works: Indice de referință BNM 5,66% + marja fixă 8,45%. Doar pentru clienții care primesc salariul pe card Victoriabank; limita = 3 salarii nete lunare. Bank APR: DAE 15,05% la 20 000 MDL, 5 ani

Monthly payment calculator

Monthly payment
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Total interest
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Indicative: 14.11% for the whole term, equal payments. The bank sets the exact payment.

Conditions and requirements

✓
No collateral
✓
Early repayment allowed

About the loan

Descoperit de cont la cardul salarial Victoriabank, fără gaj; dobânda se plătește doar pentru suma utilizată, iar limita scade în ultimele 24 de luni.

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Source: www.victoriabank.md · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.

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from 14.11%
APR 15.05%
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