EuroCreditBank

Cardul de credit „SMART”

Credit Line floating rate Online application

Annual rate

11.50–12.50%

floating rate

APR

12.13–13.24%

total cost

Term

up to 60 mo

≈ 5 years

Amount

3 000–400 000 MDL

How the rate works: Flotantă = indicele de referință BNM + marja 5,42–6,42 p.p.; 12,50% Standard, 11,50% Loial/Preferențial; perioadă de grație până la 60 zile (inclusiv numerar); Visa Classic până la 100 000 MDL, Visa Platinum până la 400 000 MDL Bank APR: DAE 13,24% (12,5%) / 12,13% (11,5%) la 100 000 MDL, 60 luni

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Amount

Term

Monthly payment

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Total interest

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Indicative: 11.50% for the whole term, equal payments. The bank sets the exact payment.

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No collateral

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Early repayment allowed

Linie de credit revolving pe card Visa, 36 de luni perioadă activă și 24 de luni de rambursare în rate egale, cu plata minimă lunară de 5% din soldul utilizat.

Source: www.ecb.md · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.