OTP BankOTP Bank

Card de credit Premium (Mastercard Gold / Platinum / World Elite Credit)

Credit Line fixed rate
Annual rate
from 18.90%
fixed rate
APR
24.74%
total cost
Term
up to 24 mo
≈ 2 years
Amount
3 000–300 000 MDL

How the rate works: Disponibil în pachetele Gold, Platinum și Elite+ pentru clienții Top Affluent. Limite: Gold 3 000–100 000, Platinum 50 000–200 000, World Elite 50 000–300 000 MDL. Perioadă de grație de până la 60 de zile. Bank APR: DAE 24,74% la limită 50 000 lei, 24 luni, 18,90%, retragere integrală de la ATM cu comision 3%

Monthly payment calculator

Monthly payment
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Total interest
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Indicative: 18.90% for the whole term, equal payments. The bank sets the exact payment.

Conditions and requirements

✓
No collateral
✓
Early repayment allowed

About the loan

Carduri de credit premium în lei pentru clienții Top Affluent, cu limită reutilizabilă și perioadă de grație.

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Source: www.otpbank.md · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.

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from 18.90%
APR 24.74%
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