Moldindconbank

Smart Credit (cumpărături în rate la parteneri)

Credit Line floating rate

Annual rate

floating rate

APR

up to 18.11%

total cost

Term

12–24 mo

≈ 2 years

Amount

5 000–200 000 MDL

How the rate works: Dobândă 0%. Smart Credit Gold – fără comisioane (DAE 0%); Smart Credit Basic – comision lunar de administrare 0,7% (DAE 16,91% la 12 luni, 18,11% la 24 luni). Bank APR: DAE 0% (Gold); 16,91% (Basic, 12 luni); 18,11% (Basic, 24 luni)

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No collateral

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Early repayment allowed

Arrangement fee: 0%

Monthly fee: 0.7%

Credit pentru procurarea bunurilor și serviciilor de la comercianții parteneri; peste 100 000 MDL se cere imobil în proprietate. Comisionul lunar 0,7% se aplică doar variantei Basic.

Source: micb.md · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.