maib

Credit de consum Espresso

Consumer fixed rate Online application

Annual rate

10.10–11.50%

fixed rate

APR

10.57–12.12%

total cost

Term

12–60 mo

≈ 5 years

Amount

5 000–400 000 MDL

How the rate works: 10,10% – salariu/pensie pe card maib (Fidelizare) sau istorie creditară pozitivă; 11,50% – clienți standard (Walk-in). Aceeași rată offline și online (MAIBank). Bank APR: DAE 10,57% la 50 000 MDL, 60 luni, rata 10,10%; DAE 12,12% la 50 000 MDL, 60 luni, rata 11,50%

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Amount

Term

Monthly payment

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Total interest

—

Indicative: 10.10% for the whole term, equal payments. The bank sets the exact payment.

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No collateral

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Early repayment allowed

Credit de consum fără gaj, doar cu buletinul, cu rată fixă. Pentru sume peste 200 000 MDL banca cere deținerea unui bun imobil în proprietate.

Source: www.maib.md · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.