Energbank

Credit Overdraft

Credit Line floating rate Online application

Annual rate

from 14.00%

floating rate

APR

14.81%

total cost

Term

6–36 mo

≈ 3 years

Amount

up to 100 000 MDL

How the rate works: Flotantă = indicele de referință BNM (5,75% pentru mai 2026) + marja 8,25%; doar pentru clienții cu salariul pe card Energbank Bank APR: DAE 14,81% la 100 000 MDL, 36 luni, 14% flotantă

Apply on the bank's website ↗ Compare with other banks

Amount

Term

Monthly payment

—

Total interest

—

Indicative: 14.00% for the whole term, equal payments. The bank sets the exact payment.

✓

No collateral

✓

Early repayment allowed

Arrangement fee: 0% + 0 MDL

Monthly fee: 0%

Overdraft atașat cardului de salariu Energbank, până la 100 000 MDL, cu perioadă de grație de până la 2/3 din termenul creditării.

Source: www.energbank.com · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.