OTP Bank

Credit de consum cu gaj (Prosper)

Consumer floating rate Online application

Annual rate

from 11.17%

floating rate

APR

11.76%

total cost

Term

6–60 mo

≈ 5 years

Amount

100 001–2 000 000 MDL

How the rate works: Rată flotantă, revizuită în funcție de indicele de referință BNM. Bank APR: DAE 11,76% la 1 000 000 MDL, 60 luni, 11,17% flotantă

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Amount

Term

Monthly payment

—

Total interest

—

Indicative: 11.17% for the whole term, equal payments. The bank sets the exact payment.

Collateral required

imobil sau mijloace bănești în cont de depozit

Insurance required

✓

Early repayment allowed

fără comision (0%)

Arrangement fee: 0%

Monthly fee: 0%

Credit de nevoi personale cu gaj imobil sau depozit, până la 2 000 000 lei, fără justificarea cheltuielilor; permite refinanțarea creditelor de la alte instituții. Imobilul gajat se asigură anual.

Source: www.otpbank.md · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.