Energbank

Credit ipotecar Diaspora

Mortgage floating rate Online application

Annual rate

from 11.75%

floating rate

APR

12.33%

total cost

Term

up to 240 mo

≈ 20 years

Amount

100 000–4 000 000 MDL

How the rate works: Flotantă = indicele de referință BNM (5,75% pentru mai 2026) + marja băncii 6% Bank APR: DAE 12,33% la 4 000 000 MDL, 240 luni, 11,75%, rata lunară 43 348 MDL

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Amount

Term

Monthly payment

—

Total interest

—

Indicative: 11.75% for the whole term, equal payments. The bank sets the exact payment.

Collateral required

Ipoteca imobilului achiziționat sau a altor bunuri imobile

Insurance required

✓

Early repayment allowed

Arrangement fee: 0% + 0 MDL

Monthly fee: 0%

Credit ipotecar pentru moldovenii care lucrează peste hotare, pentru procurarea unei locuințe sau refinanțare, fără comisioane de acordare și administrare.

Source: www.energbank.com · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.