Energbank

Credit Investițional

Mortgage mixed rate Online application

Annual rate

10.00–10.75%

mixed rate

APR

10.41–11.23%

total cost

Term

up to 240 mo

≈ 20 years

Amount

100 000–7 000 000 MDL

How the rate works: Fixă până la 20.01.2027: 10% cu salariu pe card Energbank / refinanțare, 10,75% standard; din 21.01.2027 flotantă = indicele de referință BNM + marja 4,50% Bank APR: DAE 10,41% la 5 000 000 MDL, 240 luni, 10%, rata lunară 48 251 MDL

Apply on the bank's website ↗ Compare with other banks

Amount

Term

Monthly payment

—

Total interest

—

Indicative: 10.00% for the whole term, equal payments. The bank sets the exact payment.

Collateral required

Ipoteca imobilului achiziționat sau a altor bunuri imobile ale solicitantului

Insurance required

✓

Early repayment allowed

1% din suma rambursată anticipat dacă termenul rămas > 1 an; 0,5% dacă ≤ 1 an (perioada cu rată fixă)

Arrangement fee: 0% + 0 MDL

Monthly fee: 0%

✓

Salary card discount: −0.75%

Credit cu ipotecă pentru procurarea de imobile locative sau nelocative, reparație ori refinanțare, până la 7 mil. MDL.

Source: www.energbank.com · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.