EnergbankEnergbank

Credit de consum fără gaj (venituri din transferuri)

Consumer floating rate Online application
Annual rate
from 15.52%
floating rate
APR
27.10%
total cost
Term
6–60 mo
≈ 5 years
Amount
3 000–400 000 MDL

How the rate works: Pentru venituri (peste 50%) din alte surse decât cele confirmate prin SFS, inclusiv transferuri rapide; rată flotantă Bank APR: DAE 27,10% (pagina produsului); exemplu PDF: 100 000 MDL, 24 luni, 15,52%, comision lunar 0,5% – DAE 28,54%

Monthly payment calculator

Monthly payment
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Total interest
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Indicative: 15.52% for the whole term, equal payments. The bank sets the exact payment.

Conditions and requirements

✓
No collateral
✓
Early repayment allowed
%
Arrangement fee: 0% + 0 MDL
%
Monthly fee: 0.5%

About the loan

Varianta creditului de consum fără gaj pentru persoanele ale căror venituri provin în principal din transferuri de peste hotare; se aplică comision lunar de administrare de 0,5% din suma creditului.

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Source: www.energbank.com · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.

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from 15.52%
APR 27.10%
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