MoldindconbankMoldindconbank

Credit SmartAuto

Auto fixed rate
Annual rate
9.80–12.80%
fixed rate
APR
10.26–13.58%
total cost
Term
up to 60 mo
≈ 5 years
Amount
5 000–400 000 MDL

How the rate works: 9,80% – standard; 12,80% – solicitanți care fac excepție de la condițiile standard. Doar pentru automobile procurate de la dealerii parteneri. Bank APR: DAE 10,26% / 13,58% la 300 000 MDL, 60 luni

Monthly payment calculator

Monthly payment
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Total interest
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Indicative: 9.80% for the whole term, equal payments. The bank sets the exact payment.

Conditions and requirements

✓
No collateral
✓
Early repayment allowed
comision 0,5% din suma rambursată anticipat
%
Arrangement fee: 0% + 0 MDL
%
Monthly fee: 0%

About the loan

Credit pentru procurarea automobilului de la partenerii băncii, cu cererea depusă direct la dealer, fără drumuri la bancă; se acceptă venituri din străinătate.

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Source: micb.md · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.

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from 8.66%
APR 9.35%
Term
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Amount
up to 2 500 000 MDL
Collateral
Yes
9.80–12.80%
APR 10.26–13.58%
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