Moldindconbank

Credit Nevoi personale cu gaj

Consumer mixed rate Online application

Annual rate

9.50–10.20%

mixed rate

APR

9.92–10.68%

total cost

Term

up to 60 mo

≈ 5 years

Amount

51 000–2 500 000 MDL

How the rate works: Fixă până la 31.12.2026, ulterior flotantă (indice de referință BNM + marja băncii): 9,50% preferențial, 10,20% standard, 9,30% pentru refinanțare. Bank APR: DAE 9,92% (preferențial) / 10,68% (standard) la 500 000 MDL, 60 luni

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Amount

Term

Monthly payment

—

Total interest

—

Indicative: 9.50% for the whole term, equal payments. The bank sets the exact payment.

Collateral required

Gaj/ipotecă: imobil locativ sau nelocativ ori autovehicul

Insurance required

✓

Early repayment allowed

fără comision

Arrangement fee: 0% + 0 MDL

Monthly fee: 0%

Credit pentru nevoi personale sau refinanțare de valoare mare, garantat cu imobil sau autovehicul; bunul gajat se asigură în favoarea băncii.

Source: micb.md · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.