EuroCreditBank

Credit Retail Simplu

Consumer floating rate Online application

Annual rate

9.50–11.00%

floating rate

APR

9.92–11.56%

total cost

Term

3–60 mo

≈ 5 years

Amount

3 000–400 000 MDL

How the rate works: Flotantă = indicele de referință BNM + marja 3,92–4,92 p.p. (PDF 01.10.2026); 11% Standard, 10% Loial, 9,5% Preferențial (proiect salarial, parc IT, instituții bugetare). Pagina produsului indică rată fixă pentru sume ≤ 50 000 MDL Bank APR: DAE 11,56% (Standard) / 9,92% (Preferențial) la 100 000 MDL, 60 luni, comisioane 0%

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Amount

Term

Monthly payment

—

Total interest

—

Indicative: 9.50% for the whole term, equal payments. The bank sets the exact payment.

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No collateral

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Early repayment allowed

Arrangement fee: 0% + 0 MDL

Monthly fee: 0%

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Salary card discount: −1.5%

Credit de consum fără gaj pentru cheltuieli curente sau refinanțarea creditelor de la alte instituții, pe până la 36 luni (sume ≤ 50 000 MDL) sau 60 luni.

Source: www.ecb.md · Verified on 11.11.2026. APR (DAE) estimated by MDL.md for the chosen amount and term, including published fees. Check the final offer with the lender.